Estimate your truck collision settlement value based on medical expenses, lost wages, injury severity, FMCSA violations, and state-specific laws. Used by thousands of accident victims nationwide.
Enter all medical costs related to your truck accident. Include both incurred and estimated future costs.
Calculate the financial impact on your income and earning capacity due to the truck accident.
We calculate your daily wage rate using 260 working days/year (52 weeks × 5 days). This daily rate × days missed = immediate lost wage claim. Self-employed individuals should use average monthly income × 12.
Select the severity of injuries sustained and the level of vehicle damage from the truck collision.
Select any trucking-specific violations that contributed to the accident. Each violation increases the settlement multiplier due to proven negligence.
FMCSA hours exceeded, no rest breaks (+35%)
Exceeding weight limits or unsecured cargo (+25%)
Brake failure, tire blowout, defective parts (+30%)
Alcohol or drug impairment while driving (+50%)
Exceeding speed limits or aggressive driving (+20%)
Texting, phone use, inattentive driving (+25%)
Missing inspections, ignored repair orders (+20%)
Unqualified CDL, insufficient training (+15%)
Electronic logging device manipulation (+40%)
Improper hazardous materials handling (+45%)
Settlement values vary significantly by state due to local laws, comparative fault rules, and jury verdict patterns. Select your jurisdiction.
Some states use "contributory negligence" (Alabama, Maryland, Virginia, North Carolina, DC) where any fault on your part can bar recovery entirely. Most states use "comparative fault" where your settlement is reduced by your percentage of fault. This calculator applies modified comparative fault rules by default. Consult a local truck accident attorney for state-specific guidance.
Estimated Settlement Value
This calculator provides estimates only and does not constitute legal advice. Actual truck accident settlements depend on specific case facts, evidence quality, attorney skill, insurance negotiations, and trial outcomes. The figures generated are based on statistical averages and should not be relied upon as a guarantee of settlement value. Always consult a qualified truck accident attorney for a professional case evaluation. Attorney-client privilege only applies when you engage a licensed attorney.
Input medical bills, surgery estimates, physical therapy, medication, and lost wages from your truck accident.
Select injury severity, vehicle damage, FMCSA violations, and your state to factor in local laws and negligence.
Receive a detailed breakdown with settlement range, violation multipliers, attorney fees, and your estimated take-home.
Truck accidents typically result in significantly higher settlements than standard car accidents for several critical reasons. Commercial trucks (18-wheelers, semi-trucks, tractor-trailers) weigh up to 80,000 pounds — 20-30x heavier than passenger cars. This massive weight difference means collisions cause far more severe injuries, higher medical costs, and longer recovery periods.
Additionally, trucking companies carry mandatory minimum insurance of $750,000 (required by FMCSA for interstate carriers), and many carry $1M–$5M policies. This means there's typically more insurance coverage available to compensate victims compared to standard auto policies of $25K–$100K.
Emergency care, surgeries, rehabilitation, ongoing treatment, and future medical costs form the foundation of your settlement. Courts use a "multiplier method" (1.5x–8x medical costs) to calculate pain and suffering.
If the accident prevents you from working, you can claim lost wages (past and future), reduced earning capacity, career limitations, and lost employment benefits like retirement contributions.
Non-economic damages for physical pain, emotional distress, PTSD, anxiety, loss of enjoyment of life, disfigurement, and loss of consortium. These can equal 2x–8x your economic damages.
Federal Motor Carrier Safety Administration violations (hours-of-service, maintenance records, driver qualifications) prove negligence and can dramatically increase settlement multipliers.
Unlike car accidents, truck accident claims can involve multiple liable parties, each with separate insurance policies:
Most states have a 2-3 year statute of limitations for personal injury claims. However, some states differ: Kentucky and Louisiana (1 year), Maine and North Dakota (6 years). The UK generally allows 3 years from the date of the accident. Act quickly — trucking companies begin destroying evidence within days of an accident.