SIP Calculator

Estimate your mutual fund SIP returns: total investment, maturity value, and wealth gained.

Key Features

Calculate SIP maturity value and returns

View total invested amount vs wealth gained

Annual and monthly breakdown

Free mutual fund SIP planning tool

Frequently Asked Questions

What is the difference between SIP and a lump sum investment?
A SIP involves investing a fixed amount regularly over time, which helps in averaging out the purchase cost. A lump sum investment is a one-time, large investment. SIPs are generally considered less risky and are ideal for salaried individuals, while lump sum investments require good market timing.
How does this calculator estimate returns?
This calculator uses the standard future value of an annuity formula to project the potential returns. It assumes that your investments are compounded monthly. Please note that the "Expected Return Rate" is an assumption, and actual market returns can vary. This tool is for illustrative purposes only.
Is a higher return rate always better?
While a higher return rate leads to more wealth, it usually comes with higher risk. It's important to choose investments that match your risk tolerance. Diversifying your investments across different asset classes is a common strategy to balance risk and reward.

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